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See if your scenario is eligible for a USDA Home Loan. Flexible underwriting and approval guidelines to help promote home ownership in rural communities. No appraisal, unlimited LTV and very limited documentation requirements when lowering your current rate. In order to be eligible, the home must be located in a designated rural area.
Making home ownership a reality. New USDA Eligible areas to go into effect February 1, 2015. Finally after numerous starts and stops, the new USDA maps for eligible areas will be going into effect February 1st, 2015.
Christian Holdings a dba of American Southwest Mortgage Corp NMLS 797001. What is a USDA Loan? USDA Eligible Property Types. Documents Needed for Your USDA Home Loan.