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This web page spendoneday.blogspot.com states the following, "THE widespread tendency in Brazil for men to remarry women several decades younger, called the effect , is undermining the countrys pension system, researchers warn." We saw that the webpage said " The report, by Brazils National Social Security Institute, showed a trend of men in their 60s marrying women half their age was leaving a big pool of young widows collecting benefits for much longer than anticipated." It also said " Brazil has a mixed public-private pensions system."