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This web page re-financing-info.blogspot.com states the following, "Understanding the process of re-financing and the problems." We saw that the webpage said " Saturday, February 21, 2009." It also said " Is a serious decision which should not be taken lightly. Homeowners should give this decision a great deal of consideration to ensure they are making the best possible decision for their financial situation and personal needs. Some factors to consider when deciding whether or not to re-finance. Is the type of loan. And the hassle of the process." The header had refinancing as the highest ranking optimized keyword. It is followed by credit, re-financing, and refinance which isn't as ranked as highly as refinancing. The next words re-financing-info.blogspot.com used was finance. financial was included but will not be viewed by search engines.