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Friday, June 02, 2006. How to Find Wholesale Mortgage Lenders. Some mortgage bankers and portfolio lenders are also wholesale lenders that deal with mortgage brokers, sometimes exclusively. Different types of Wholesale Mortgage Lenders. 8226; Wholesale Mortgage Lenders Network. 8226; Second Wholesale Mortgage Lenders. The lending criteria set by second wholesale mortgage lenders are very strict, though the cost is similar to first mortgages. There are also potential tax consequences as the second hom.