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Tuesday, February 5, 2008. But what, exactly, does it take to get a checking account closed and reported to Chex Systems in the first place? 8226; not reimbursing their bank for overdraft amounts. 8226; misusing savings accounts, ATMs or debit cards. Banks in North carolina chexsystems free.

ChexSystems protects banks from fraud however ChexSystems at times prevents folks from being able to open a bank account. I found a debit card that allows direct deposit to a real bank account with no credit check, guaranteed approval, no upfront fee, free direct deposit and you can shop and pay bills online. Sunday, August 17, 2008. What is the function of ChexSystems? Banks differ greatly between them as to what valid reasons are for closing an account.