Life insurance is not an easy product. Term life insurance policies too have many elements that must be reasoned carefully in order to arrive at the proper type and amount of insurance coverage. But the technical features of life insurance are far less difficult for most people to deal with than trying to get a grip on how much coverage they need and why. Because the policy only provides a death benefit for a defined period.

Monday, August 13, 2012. 19 families homeless after two buildings brought down in Navsari. Nineteen families in Navsari were left homeless after their three-storey residential building, which had tilted on Sunday afternoon, was brought down by civic authorities on Monday. The B-wing of the building near Sayaji Library area is also being brought down.

KATE MOSS SHINES IN SHEER. Kate Moss embraces the sheer lace trends and shines in an etherial light for the cover story of LOVE magazine. Photographed by David Simms who brings this editorial together for the 10th issue.