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This web page mybeautyinsurance.blogspot.com states the following, "Health insurance in the United States." We saw that the webpage said " Employer-sponsored health insurance was considered taxable income until 1954." It also said " In the United States, regulation of the insurance industry is highly Balkanized, with primary responsibility assumed by individual state insurance departments. Whereas insurance markets have become centralized nationally and internationally, state insurance commissioners operate individually, though at times in concert through a national insurance commissioners organization." The header had life insurance as the highest ranking optimized keyword. It is followed by car insurance, accident insurance, and health care which isn't as ranked as highly as life insurance.