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This web page midastouchpune.blogspot.com states the following, "Monday, November 19, 2012." We saw that the webpage said " GOLD Three Ways To Take Exposure." It also said " Buying gold in the Physical Form. Is the traditional way to buy gold. Secondly the jewelers expect that the gold collected through this scheme should be used to convert into jewelry once all the installments are done. Here the jewelers gain from the making charges which is an additional cost to the investor. Also the purity in such cases may be an issue unless the gold or the jewelry does not have a hallmark on it. Investors need not take the."