Insurance Needs for Every Stage of Life. For information on the uses and benefits of life insurance at every stage of life, please contact your registered representative. While he or she probably cannot imagine ever being that old, there are .

Despite all of the other advances made in our society in recent generations, women continue to face unique challenges when it comes to preparing for their financial futures. That combination of lower earning power and fewer years in the workforce translates into less retirement savings for women. In addition, the average annual pension benefit for a retired woman is less than that of the average retired man.

Medicare is a healthcare system available to seniors over the age of 65, and persons under age 65 who qualify on the basis of a disability or other special situation. citizens or a legal resident who has lived in the U. for at least 5 consecutive years.

Phase II - Preparing for Long Term Care. What You Should Know About LTC Deductions. What You Should Know About LTC Deductions. Long-term care insurance has become increasingly important as the first wave of baby boomers turn 65. When advising clients about this much-misunderstood product, consider the variety of tax advantages that can come with LTC policies. But if an employer pays all or even part of the premiums, the employee is not eligible for these deductions unless he o.