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The banks were fortunate in that the government bailed them out of the debacle. However, the homeowners were left with devastated lives and destroyed credit. Something had to be done. Additionally, potential borrowers should be required to prove their personal income through verifiable documentation such as payment stubs, W-2s or income tax returns. These types of checks and balances help eliminate careless lending.

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Strategies for women to stay sane and get ahead. 8220;I get up every morning determined to both change the world and have one hell of a good time. Sometimes this makes planning my day difficult. It is increasingly apparent to me that most of us are not programmed to proactively plan our lives. Time Management for life jugglers.