Harmonies of Light Livestreaming Music and Color Meditations. Live Streaming Transformational Music and Harmonically. Coordinated Color Meditation Events with Jim Oliver. Raise Your Consciousness Through Using Our Musical Attunements.

Personal help with your insurance needs. Do you find insurance to be confusing? Do you want to save money but are afraid you might make a mistake and leave your assets unprotected? Is the cost of your health insurance pushing you into the poor house? There may be ways to save some money but you will not get personal help from the on-line or 1-800 people. I have been serving Ventura County residents with their insurance needs for 20 years and would like to help you with your insurance questions.

An Exegetical, Categorical and Isagogic Study of the Book of Philippians. Before you begin this or any study of the Word of God, because you are ultimately taught by God the Holy Spirit, make sure you are in fellowship with Him. When you are in fellowship with Him, He empowers you to both learn and apply Bible Doctrine. For more information on this, read this article.

8203;Better Business Bureau Integrity Award Winner. The awards bring attention to the practices that these organizations employ to generate a high level of trust among customers and their communities .

Information and insight for real estate investors. Friday, November 19, 2010. Bay Area Mortgage Defaults Holding Steady at High Levels. Bay Area mortgage default rates have fallen from the peak levels recorded in 2009, but seem to have stabilized at relatively high levels. The recent stability in default activity is at least partially due to forbearance on the part of lenders, who have been under political pressure to help homeowners avoid foreclosure. Monday, November 15, 2010.