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Loans For Women And Single Moms. Are There Any Loans Designed Specifically For Women Or Single Moms? When there is a need to borrow a 500 dollar loan for single moms. Besides the loan rates, another important consideration is the payment terms. Ask the lenders how long you have to pay back, which is usually 2 week to several months. If you need more time for a 500 dollars loan, choose an installment loan lender. How To Get A Real Loan When My Credit Is Poor.