bored to death by the lecturer-banking and finance. Talked like machine gun-couldnt catch wads he talking. Use terms tt i never hear before-dun bother to explain much. for those who doesnt hav foundation may find it extremely confusing. But good thing is tt he give many examples and he believes in encouraging students . Today marks the first non-sch-day for me after studying for 3 days.

And because you first loved me. Life in Singapore, just like that. Im feeling quite down lately,. And it suddenly dawn so heavily upon me. The necessity of health and money. Frankly, I spend every single cent that I earn. No savings, nothing, up till now. And to think my mom already. Had 5 grand in her bank account at my age! How are my parents going to depend on me when they retire? Everyday, everything is about money. It comes to a point that its so frustrating.