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Saturday, March 14, 2009. In India, the concept of insurance was never a given a serious thought, as compared to other countries. People still are under insured. The insurance sector in India has come a full circle from being an open competitive market to nationalization and back to a liberalized market again. Tracing the developments in the Indian insurance sector reveals the 360 degree turn witnessed over a period of almost two centuries. A Brief History Of The Insurance Sector.