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California Home Loan Advice and Tips. Mortgage tips and advice for buyers from American Financial Services. Refinancing of the equity should be beneficial to owners. It should be planned to achieve specific objectives and financial gains or improvement. Borrowers should have the required equity to refinance as well as have sufficient income to service their new mortgage loans. Following are some of the. Refinance, rate and t.
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California Home Mortgage Loans - Bad Credit Loans. Thursday, September 14, 2006. In short, mortgage banks are state-licensed organizations designed to service mortgage loans. Typically speaking, these entities utilize finances from secondary markets, such as Freddie Mac and Fannie Mae, because a mortgage bank does not collect income from deposits. Gregrey Pashby is a writer and contributor for Bad Credit Lender. And 1st Access Hard Money and Foreclosures.