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This web page 411rates.blogspot.com states the following, "Your Go-To Place for Understanding the Loan Process." We saw that the webpage said " What is a Deed-in-Lieu of Foreclosure? As of March 1st, Fannie Mae and Freddie Mac will allow homeowners to apply for a deed-in-lieu of foreclosure even if they have been making their mortgage payments on-time." It also said " Until recently, the GSEs only allowed their borrowers to engage in a deed-in-lieu of foreclosure if they were more than 90 days delinquent. What is a Deed-in-Lieu of Foreclosure? To summarize briefly." The header had mortgage as the highest ranking optimized keyword. It is followed by loans, quest loans, and mortgage jive which isn't as ranked as highly as mortgage. The next words 411rates.blogspot.com used was california. simi valley was included but will not be viewed by search engines.